Our Slavery & Human Trafficking Statement

Overview
In accordance with the Modern Slavery Act of 2015, Retirement Bridge Group is committed to a work environment that is free from human trafficking, forced labour and unlawful child labour (collectively ‘human trafficking and slavery’) It strongly believes it has a responsibility for promoting ethical and lawful employment practices.

Our Business
The Retirement Bridge Group consists of Retirement Bridge Investments Ltd and several subsidiary firms who own and administer various portfolios of equity release home reversion plans. A full list of our group companies that this statement applies to can be found on our website www.retbridge.co.uk
 
Supply Chains
Retirement Bridge Group is primarily located and operates from Newcastle. Our business model involves core operations supported by services provided by a number of trusted third-party providers.

Our suppliers
Our key suppliers and business partners provide services in the following areas:

• I.T. including telephony & equipment.
• Legal services.
• Property services.
• External funding partners.

We monitor the on-going performance of our key suppliers through regular meetings and on-site reviews. No issues or concerns have been noted.
 
Risk & Compliance
Operating in the equity release sector, and in the United Kingdom only, we do not consider ourselves in an industry with a high risk of modern-day slavery.
 
Recruitment Process
RB Group has a comprehensive recruitment process to ensure compliance with relevant employment law, this includes reference and identification checks for new joiners.
 
Our Policies
We have policies in place designed to promote the ethical standards we expect of our staff and provide them with a platform to raise concerns. These include but are not limited to:

• Conflicts of Interest Policy and our Whistleblowing Policy.
• Preventing Financial Crime Policy

Awareness
We provide our staff with training relevant to them. In 2021 we signed up to the Government’s Modern Slavery Statement register where this Statement is now published.
 
The business reviews its risks at regular intervals. The result of our most recent assessment did not identify any concerns here.
 
Responsibilities
Our board of directors has overall responsibility for the approval of key policies relating to financial crime prevention and this Slavery & Human Trafficking Statement.
 
Conclusions
Through our processes and procedures, we have not identified any reason to believe that slavery or human trafficking affects any part of our business either directly or via those suppliers we are engaged with.
 
This statement has been reviewed and approved by our board December 2024.

Paul Barber
Chief Executive
Date: December 2024